Request A Quote

Boat/Watercraft Insurance

Tennessee is one of the best states for boating, rafting, and other water sports. Although there are many joys when it comes to traveling the waterways throughout the state, there are ways you need to protect yourself when boating. Sadly, accidents are everywhere and you never know when they strike.

Fortunately, P3 Insurance Solutions provides comprehensive insurance coverage against these risks. Consider the following types of boat insurance and contact us for the one that best suits your interests, or to discuss your options.

Agreed amount value insurance

Just as the name suggests, agreed amount value is a type of boat insurance policy where we agree on your vessel’s worth at the time you purchase our coverage. If your watercraft suffers total damage, you can recover the full amount. The following are other features of this type of protection.

  • The total cost of repair
  • Replacement costs
  • Partial costs

Actual cash value insurance

Actual cash value insurance is similar to the agreed amount value insurance except that it pays for costs less depreciation at the time of damage or loss. We can insure your boat, yacht, and other watercraft, so you do not have to worry while enjoying your holiday. It includes:

  • Property damage
  • Vandalism cover
  • Theft cover
  • Liability cover

Replacement cost coverage insurance

Under the replacement cost coverage insurance, we can replace your stolen or damaged boat with another one. If your policy allows, the replacement watercraft could be brand new. Alternatively, we can write you a policy where we reimburse you the original cost of the boat. This type of policy covers against these risks:

  • Natural disaster
  • Vandalism cover
  • Body injury cover

Liability Only Coverage

Our liability only coverage is tailored towards safeguarding others in an accident. The coverage may also cover salvage and wreck removal. This is ideal if you get in an accident with another boat or have guests on board.

Are you an owner of a boat within the Tennessee area? Contact P3 Insurance Solutions today and get a quote to insure your boat. You will enjoy summertime with unrivaled convenience.

Why Work With Us?

  • Local agents that work and live in your area.
  • Get multiple rates for multiple carriers.
  • We're a phone call away.
  • Locally owned and operated.
  • Print out your Auto ID cards online.

Our Partners:

  • Berkshire Hathaway Guard Insurance
  • Foremost Insurance
  • Grange Insurance
  • Liberty Mutual
  • MetLife
  • National General
  • Phoenix
  • Progressive
  • Protective
  • Safeco
  • State Auto
  • Travelers